Your insurance may cover Acupuncture — and we’ll help you find out
One of the most common things we hear from new patients is: “I had no idea my insurance might cover this.” Whether you have Cigna, Aetna, United Healthcare, Anthem, Healthnet, or Blue Shield, HABA helps you understand your benefits before your first visit — clearly and without surprises.
Cigna HMO & PPO members may pay less
HABA Acupuncture is proudly in-network with Cigna HMO and Cigna PPO plans. If you carry Cigna, your visits with Dr. Mara are billed directly to your insurance and covered at the highest in-network benefit level — helping prevent any out-of-pocket cost.
Out-of-network does not always mean Uncovered
Dr. Mara is an out-of-network provider for Aetna, United Healthcare, Anthem Blue Cross, Healthnet, and many Blue Shield plans. This does not mean your visits go uncovered — it simply means your reimbursement is processed differently.
01
Your Deductible Matters
Once your deductible is met, remaining covered visits may be largely or fully covered.
02
Claims Are Submitted
HABA’s billing team submits claims directly to your insurance company.
03
Visits May Still Count
Sessions before your deductible is met may count toward your annual visit allowance.
Conditions insurance often covers
Most insurance plans cover acupuncture when it is medically indicated. Coverage varies by plan, but these are some of the most commonly covered concerns.
Coverage for women’s health, fertility, stress, anxiety, insomnia, and digestive issues varies by plan — but it is always worth checking.
Insurance plans HABA works with
Benefits vary by plan, but HABA helps you understand your coverage before you begin care.
Cigna HMO / PPO
In-network. We bill directly at the highest benefit level.
Aetna
Out-of-network. Claims submitted on your behalf.
United Healthcare
Out-of-network. Benefits may apply depending on your plan.
Anthem Blue Cross
Out-of-network. Claims submitted on your behalf.
Healthnet
Out-of-network. Verification helps clarify expected costs.
Blue Shield
Select plans may include out-of-network benefits.
Self-Pay
Always welcome. Transparent pricing before your visit.
Prefer to pay privately? That’s always Welcome.
HABA warmly welcomes patients who prefer to pay out-of-pocket, regardless of insurance. The practice believes in transparent, honest pricing — so you will always know the cost before your visit.